Agent Payments Protocol (AP2)

The Agent Payments Protocol (AP2) is Google's open standard for letting an AI agent pay for something on a user's behalf, with proof that the user actually approved it. It defines a shared way for the assistant, the buyer, and the merchant to agree on what was bought and authorized, so money can move inside a chat without a human typing in card details. Google built it with payment networks and now backs it through the FIDO Alliance.

Why it matters for the ChatGPT funnel

The buying journey is moving into the chat. When a shopper or buyer asks an assistant to handle a purchase, the assistant needs a trusted way to act, and AP2 is one of the rails being built for that moment.

This is the far end of agentic commerce: the deal closes in the conversation, not on your site. If your brand only shows up in the answer but can't be acted on at the point of intent, the demand leaks. The brands that win are the ones the assistant can both recommend and transact with.

How drio fits

drio is the conversion layer that lives in that moment of intent. While protocols like AP2 standardize the payment, drio gets your brand picked by the assistant and books the meeting or captures the lead right inside the chat. It turns AI-search demand into booked pipeline, pay-per-lead, instead of an answer the buyer reads and forgets.