# increase MCP server

Read-only Increase banking observability plus one safe non-money-moving write, for AI agents.

## Links
- Registry page: https://www.getdrio.com/mcp/io-usefulapi-increase
- Repository: https://github.com/m190/usefulapi-mcp

## Install
- Endpoint: https://increase.usefulapi.io/mcp
- Auth: Not captured

## Setup notes
- Remote endpoint: https://increase.usefulapi.io/mcp

## Tools
- increase_list_accounts (List accounts) - List bank accounts. Increase API: GET /accounts. Filter by entity and status (sent as status.in). Endpoint: https://increase.usefulapi.io/mcp
- increase_get_account (Get account) - Retrieve a single bank account by id. Increase API: GET /accounts/{account_id}. Endpoint: https://increase.usefulapi.io/mcp
- increase_get_account_balance (Get account balance) - Retrieve an account's current and available balance. Increase API: GET /accounts/{account_id}/balance. Optionally as of a point in time. Endpoint: https://increase.usefulapi.io/mcp
- increase_list_account_numbers (List account numbers) - List account numbers (deposit routing/account number pairs). Increase API: GET /account_numbers. Filter by account and status (sent as status.in). Endpoint: https://increase.usefulapi.io/mcp
- increase_list_transactions (List transactions) - List settled transactions. Increase API: GET /transactions. Filter by account, category (sent as category.in), and created date range (created_at.after / created_at.before). Endpoint: https://increase.usefulapi.io/mcp
- increase_get_transaction (Get transaction) - Retrieve a single transaction by id. Increase API: GET /transactions/{transaction_id}. Endpoint: https://increase.usefulapi.io/mcp
- increase_list_pending_transactions (List pending transactions) - List pending (not-yet-settled) transactions. Increase API: GET /pending_transactions. Filter by account and status (sent as status.in). Endpoint: https://increase.usefulapi.io/mcp
- increase_list_declined_transactions (List declined transactions) - List declined transactions. Increase API: GET /declined_transactions. Filter by account. Endpoint: https://increase.usefulapi.io/mcp
- increase_list_ach_transfers (List ACH transfers) - List ACH transfers (read-only observability; this server does NOT create transfers). Increase API: GET /ach_transfers. Filter by account and status (sent as status.in). Endpoint: https://increase.usefulapi.io/mcp
- increase_get_ach_transfer (Get ACH transfer) - Retrieve a single ACH transfer by id. Increase API: GET /ach_transfers/{ach_transfer_id}. Endpoint: https://increase.usefulapi.io/mcp
- increase_list_wire_transfers (List wire transfers) - List wire transfers (read-only observability; this server does NOT create transfers). Increase API: GET /wire_transfers. Filter by account. Endpoint: https://increase.usefulapi.io/mcp
- increase_list_check_transfers (List check transfers) - List check transfers (read-only observability; this server does NOT create transfers). Increase API: GET /check_transfers. Filter by account. Endpoint: https://increase.usefulapi.io/mcp
- increase_list_real_time_payments_transfers (List Real-Time Payments transfers) - List Real-Time Payments (RTP) transfers (read-only observability; this server does NOT create transfers). Increase API: GET /real_time_payments_transfers. Filter by account. Endpoint: https://increase.usefulapi.io/mcp
- increase_list_cards (List cards) - List cards. Increase API: GET /cards. Filter by account and status (sent as status.in). Read-only; no card actions are exposed. Endpoint: https://increase.usefulapi.io/mcp
- increase_list_entities (List entities) - List entities (the people/businesses — KYC records — that own accounts). Increase API: GET /entities. Filter by status (sent as status.in). Endpoint: https://increase.usefulapi.io/mcp
- increase_list_external_accounts (List external accounts) - List external (counterparty) bank accounts registered in Increase. Increase API: GET /external_accounts. Filter by status (sent as status.in). Endpoint: https://increase.usefulapi.io/mcp
- increase_lookup_routing_number (Look up routing number) - Look up a 9-digit ABA routing number to see which real-time services (ACH, Real-Time Payments, wire) that bank supports. Increase API: GET /routing_numbers. Endpoint: https://increase.usefulapi.io/mcp
- increase_create_external_account (Create external account) - Registers an external (counterparty) bank account in Increase for future transfers. This creates a record only — it MOVES NO MONEY. Increase API: POST /external_accounts. Endpoint: https://increase.usefulapi.io/mcp

## Resources
Not captured

## Prompts
Not captured

## Metadata
- Owner: io.usefulapi
- Version: 1.0.1
- Runtime: Streamable Http
- Transports: HTTP
- License: Not captured
- Language: Not captured
- Stars: Not captured
- Updated: Jul 17, 2026
- Source: https://registry.modelcontextprotocol.io
