# debt-payoff-mcp MCP server

Debt payoff planner: snowball vs avalanche — months to debt-free & total interest. Remote MCP.

## Links
- Registry page: https://www.getdrio.com/mcp/io-github-comil27-debt-payoff-mcp
- Repository: https://github.com/comil27/debt-payoff-mcp

## Install
- Endpoint: https://debtfree.rugscore.workers.dev/mcp
- Auth: Not captured

## Setup notes
- Remote endpoint: https://debtfree.rugscore.workers.dev/mcp

## Tools
- debt_payoff_plan - Plan how to pay off debt(s): returns months to debt-free, total interest, and payoff order — comparing the snowball (smallest balance first) and avalanche (highest APR first) strategies. Accepts one debt or many. Endpoint: https://debtfree.rugscore.workers.dev/mcp
- budget_50_30_20 - Split a monthly take-home income into a 50/30/20 budget (needs / wants / savings & debt). Returns dollar targets for each bucket. Optional custom percentages. Endpoint: https://debtfree.rugscore.workers.dev/mcp
- savings_goal - How long to reach a savings goal. Given a target amount, monthly contribution, optional current savings and APY, returns months/years to reach it and total contributed. Endpoint: https://debtfree.rugscore.workers.dev/mcp

## Resources
Not captured

## Prompts
Not captured

## Metadata
- Owner: io.github.comil27
- Version: 1.0.0
- Runtime: Streamable Http
- Transports: HTTP
- License: Not captured
- Language: Not captured
- Stars: Not captured
- Updated: Jun 28, 2026
- Source: https://registry.modelcontextprotocol.io
