# HMDA Mortgage Data MCP server

Home mortgage lending patterns, denial rates, and fair lending data

## Links
- Registry page: https://www.getdrio.com/mcp/com-olyport-hmda
- Website: https://olyport.com

## Install
- Endpoint: https://mcp.olyport.com/hmda/mcp
- Auth: Not captured

## Setup notes
- Remote endpoint: https://mcp.olyport.com/hmda/mcp

## Tools
- get_mortgage_data - Get Home Mortgage Disclosure Act (HMDA) loan-level data.

    Returns mortgage application and origination records reported by
    financial institutions under HMDA. At least one geographic filter
    (state or county_fips) is recommended to limit results.

    Args:
        state: Two-letter US state abbreviation (e.g. 'CA', 'TX').
        county_fips: Five-digit county FIPS code (e.g. '06037' for LA County).
        year: Data year (e.g. 2022). Defaults to 2022 if not specified.
        action_taken: Loan action code: '1' (originated), '2' (approved not
            accepted), '3' (denied), '4' (withdrawn), '5' (incomplete).
        loan_type: Loan type code: '1' (conventional), '2' (FHA-insured),
            '3' (VA-guaranteed), '4' (USDA/RHS).
        limit: Maximum number of records to return (default 100, max 1000).
     Endpoint: https://mcp.olyport.com/hmda/mcp
- get_aggregate_stats - Get aggregate mortgage lending statistics for a geographic area.

    Returns summary statistics including total applications, originations,
    denials, and loan amounts. Useful for understanding overall lending
    activity in a state or county.

    Args:
        state: Two-letter US state abbreviation (e.g. 'CA', 'TX').
        county_fips: Five-digit county FIPS code (e.g. '06037' for LA County).
        year: Data year (e.g. 2022). Defaults to 2022 if not specified.
     Endpoint: https://mcp.olyport.com/hmda/mcp
- get_denial_reasons - Get mortgage denial reasons breakdown for a geographic area.

    Returns the distribution of denial reasons for mortgage applications
    that were denied. Useful for identifying barriers to homeownership
    in specific communities.

    Args:
        state: Two-letter US state abbreviation (e.g. 'CA', 'TX').
        county_fips: Five-digit county FIPS code (e.g. '06037' for LA County).
        year: Data year (e.g. 2022). Defaults to 2022 if not specified.
     Endpoint: https://mcp.olyport.com/hmda/mcp
- get_lending_by_race - Get mortgage lending patterns disaggregated by race and ethnicity.

    Returns mortgage origination and denial data broken down by the
    race/ethnicity of the applicant. Useful for fair lending analysis
    and identifying disparities in mortgage access.

    Args:
        state: Two-letter US state abbreviation (e.g. 'CA', 'TX').
        county_fips: Five-digit county FIPS code (e.g. '06037' for LA County).
        year: Data year (e.g. 2022). Defaults to 2022 if not specified.
     Endpoint: https://mcp.olyport.com/hmda/mcp

## Resources
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## Prompts
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## Metadata
- Owner: com.olyport
- Version: 1.1.0
- Runtime: Streamable Http
- Transports: HTTP
- License: Not captured
- Language: Not captured
- Stars: Not captured
- Updated: Apr 2, 2026
- Source: https://registry.modelcontextprotocol.io