# creditcards.best MCP server

Search, compare and estimate rewards across US credit cards. Verified fees, APRs and bonuses.

## Links
- Registry page: https://www.getdrio.com/mcp/best-creditcards-mcp
- Website: https://creditcards.best/mcp-info

## Install
- Endpoint: https://creditcards.best/mcp
- Auth: Not captured

## Setup notes
- Remote endpoint: https://mcp.creditcards.best
- Remote endpoint: https://creditcards.best/mcp

## Tools
- search_cards (Search credit cards) - Filter the US credit-card dataset by product type, rewards currency (program name or kind), issuer, annual fee, foreign-transaction fee, signup-bonus value, credit band, or curated category. Searches ONLY issuer-verified cards by default, because unverified stubs carry null for most filterable fields and a null is not a zero. Set verified:false for the stubs, or verified:null to search everything knowingly. Returns at most 25 summaries unless you raise `limit`; `total` is the full match count and `truncated` says whether you are seeing all of it. Rankings reflect fit, not placement. Endpoint: https://creditcards.best/mcp
- get_card (Get one card) - Full detail for a single card by id (slug), including earn rates, credits, eligibility, sources and lastVerified. The apply link is our tracked redirect, not the issuer URL. Endpoint: https://creditcards.best/mcp
- estimate_rewards (Estimate annual rewards) - Given an annual spending profile (USD per category, e.g. { dining: 6000, groceries: 8000, travel: 4000, other: 20000 }), estimate each card's net rewards value and rank them. Net value = rewards earned on spend + first-year signup bonus − annual fee. Statement credits are reported separately (max value if fully used), NOT folded into the headline, to avoid overstating premium 'coupon-book' cards. Returns a per-category breakdown and the assumptions used. All card facts come from the verified dataset; only point valuation is modeled. Endpoint: https://creditcards.best/mcp
- check_eligibility (Check likely eligibility) - Given a user's credit band (and optionally income), return cards they would typically qualify for, surfacing issuer application rules (e.g. Chase 5/24) and any income floor. Only cards that publish a credit requirement can be answered; cards with no published requirement are counted in `unknownCount`, never listed as qualifying. This is a likelihood signal from published guidance, not an approval guarantee. Endpoint: https://creditcards.best/mcp
- get_apply_link (Get apply link) - Return the apply link for a card. This is always a creditcards.best tracked redirect that records the referral and forwards to the issuer; the raw issuer URL is never returned. Endpoint: https://creditcards.best/mcp
- compare_cards (Compare cards) - Side-by-side detail for two or more cards by id: fees, foreign-transaction fee, signup bonus, earn rates, credits and eligibility. Apply links are tracked redirects. Endpoint: https://creditcards.best/mcp
- search_cards (Search credit cards) - Filter the US credit-card dataset by product type, rewards currency (program name or kind), issuer, annual fee, foreign-transaction fee, signup-bonus value, credit band, or curated category. Searches ONLY issuer-verified cards by default, because unverified stubs carry null for most filterable fields and a null is not a zero. Set verified:false for the stubs, or verified:null to search everything knowingly. Returns at most 25 summaries unless you raise `limit`; `total` is the full match count and `truncated` says whether you are seeing all of it. Rankings reflect fit, not placement. Endpoint: https://mcp.creditcards.best
- get_card (Get one card) - Full detail for a single card by id (slug), including earn rates, credits, eligibility, sources and lastVerified. The apply link is our tracked redirect, not the issuer URL. Endpoint: https://mcp.creditcards.best
- estimate_rewards (Estimate annual rewards) - Given an annual spending profile (USD per category, e.g. { dining: 6000, groceries: 8000, travel: 4000, other: 20000 }), estimate each card's net rewards value and rank them. Net value = rewards earned on spend + first-year signup bonus − annual fee. Statement credits are reported separately (max value if fully used), NOT folded into the headline, to avoid overstating premium 'coupon-book' cards. Returns a per-category breakdown and the assumptions used. All card facts come from the verified dataset; only point valuation is modeled. Endpoint: https://mcp.creditcards.best
- check_eligibility (Check likely eligibility) - Given a user's credit band (and optionally income), return cards they would typically qualify for, surfacing issuer application rules (e.g. Chase 5/24) and any income floor. Only cards that publish a credit requirement can be answered; cards with no published requirement are counted in `unknownCount`, never listed as qualifying. This is a likelihood signal from published guidance, not an approval guarantee. Endpoint: https://mcp.creditcards.best
- get_apply_link (Get apply link) - Return the apply link for a card. This is always a creditcards.best tracked redirect that records the referral and forwards to the issuer; the raw issuer URL is never returned. Endpoint: https://mcp.creditcards.best
- compare_cards (Compare cards) - Side-by-side detail for two or more cards by id: fees, foreign-transaction fee, signup bonus, earn rates, credits and eligibility. Apply links are tracked redirects. Endpoint: https://mcp.creditcards.best

## Resources
- creditcards://dataset - Full card dataset Every card as structured JSON, each with a `verified` flag and `lastVerified` freshness. MIME type: application/json
- creditcards://methodology - Methodology & trust How card values are sourced, verified, and kept fresh. MIME type: text/markdown
- creditcards://dataset - Full card dataset Every card as structured JSON, each with a `verified` flag and `lastVerified` freshness. MIME type: application/json
- creditcards://methodology - Methodology & trust How card values are sourced, verified, and kept fresh. MIME type: text/markdown

## Prompts
Not captured

## Metadata
- Owner: best.creditcards
- Version: 0.1.0
- Runtime: Streamable Http
- Transports: HTTP
- License: Not captured
- Language: Not captured
- Stars: Not captured
- Updated: Jul 27, 2026
- Source: https://registry.modelcontextprotocol.io